/* Public pages: shared identity, generous reading space, no dependency on JavaScript. */
.site-header{height:auto;min-height:88px;flex-wrap:wrap;padding-top:20px;padding-bottom:20px}.site-header nav{gap:28px;flex-wrap:wrap}.public-nav{font-size:14px;font-weight:600;text-decoration:none}.public-nav:hover,.public-nav[aria-current=page]{text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:8px}.public-hero{padding-top:64px;padding-bottom:70px}.public-hero h1{font-size:clamp(42px,4.5vw,76px);max-width:15ch}.public-hero .hero-lead{font-size:18px;max-width:50ch}.public-actions{display:flex;flex-wrap:wrap;gap:20px;align-items:center}.text-link{font-weight:650;font-size:14px;text-decoration:none}.text-link:hover{text-decoration:underline}.public-assurances{display:grid;grid-template-columns:repeat(3,1fr);padding:24px var(--page-gutter);background:#fff;border-block:1px solid var(--line);gap:24px;font-size:14px;color:var(--blue)}.public-assurances span{display:flex;align-items:center;gap:18px}.public-assurances b{font-size:12px;border:1px solid var(--line);padding:10px;border-radius:50%}.public-section{padding:72px var(--page-gutter)}.section-heading{display:flex;align-items:flex-end;justify-content:space-between;gap:40px;margin-bottom:36px}.section-heading>p{max-width:48ch;margin:0}.public-section h2{font-size:clamp(28px,3vw,42px);letter-spacing:-1.2px;line-height:1.16}.section-heading h2{margin-bottom:0}.public-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.public-cards article{padding:32px;background:#fff;border:1px solid var(--line);border-radius:14px;display:flex;flex-direction:column;align-items:flex-start}.public-cards h3{font-size:22px;letter-spacing:-.5px}.public-cards p{font-size:15px;line-height:1.8}.public-cards a{font-weight:650;font-size:14px;margin-top:auto}.card-number{font-size:11px;letter-spacing:1px;color:var(--muted);margin-bottom:35px}.public-tint{background:#eaf0f7}.public-steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));list-style:none;gap:30px;padding:0;margin:44px 0 0}.public-steps b{display:grid;place-items:center;width:44px;height:44px;background:var(--yellow);border-radius:50%;margin-bottom:22px;color:var(--ink)}.public-steps h3{font-size:19px}.public-steps p{font-size:14px}.public-split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(30px,7vw,120px);align-items:start}.public-checklist{background:white;border:1px solid var(--line);border-radius:16px;padding:32px}.public-checklist ul{list-style:none;padding:0;margin:24px 0}.public-checklist li{padding:15px 0 15px 28px;border-bottom:1px solid var(--line);position:relative;font-size:15px;line-height:1.6}.public-checklist li:before{content:'✓';position:absolute;left:0;color:var(--green)}.public-checklist p{font-size:12px;margin:0}.public-help-banner{background:#102f55;color:#fff;display:flex;align-items:center;justify-content:space-between;gap:32px}.public-help-banner h2{max-width:24ch}.public-help-banner p,.public-help-banner .small-label{color:#c6d6e9}.public-help-banner p{margin-bottom:0}.public-footer{background:#fff;padding:52px var(--page-gutter) 24px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px}.footer-grid h2{font-size:14px;letter-spacing:0;margin-bottom:22px}.footer-grid>div>a:not(.brand){display:block;font-size:14px;margin:15px 0;text-decoration:none}.footer-grid>div>a:hover{text-decoration:underline}.footer-grid p{max-width:32ch;font-size:14px;margin-top:20px}.footer-dot{background:var(--yellow);width:9px;height:9px;align-self:flex-end;margin-bottom:5px}.footer-bottom{margin-top:40px;padding-top:24px;border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:24px;font-size:11px;color:var(--muted)}.public-intro{padding:44px var(--page-gutter) 60px;border-bottom:1px solid var(--line);background:#eaf0f7}.breadcrumb{display:block;font-size:12px;margin-bottom:40px}.public-intro>.small-label{display:block}.public-intro h1{font-size:clamp(38px,4.4vw,66px);line-height:1.1;letter-spacing:-2px;margin-bottom:24px}.public-intro>p{font-size:18px;max-width:60ch;margin-bottom:28px}.public-timeline{margin:0;counter-reset:steps;list-style:none;padding:0}.public-timeline li{position:relative;padding:0 0 26px 56px;border-left:1px solid var(--line);margin-left:20px}.public-timeline li:before{counter-increment:steps;content:counter(steps);position:absolute;left:-20px;top:-4px;width:40px;height:40px;display:grid;place-items:center;background:var(--blue);color:white;border-radius:50%;font-size:14px}.public-timeline li:last-child{border:0;padding-bottom:0}.public-timeline p{font-size:15px}.faq-layout,.contact-layout{display:grid;grid-template-columns:minmax(0,.7fr) minmax(0,1.3fr);gap:clamp(30px,7vw,110px);align-items:start}.faq-layout aside h2,.contact-layout aside h2{font-size:28px}.faq-groups section{margin-bottom:48px;scroll-margin-top:24px}.faq-groups h2{font-size:25px;margin-bottom:24px}.faq-groups details{background:#fff;border:1px solid var(--line);border-radius:10px;margin:12px 0;padding:22px 24px}.faq-groups summary{cursor:pointer;line-height:1.6;font-size:16px;font-weight:600}.faq-groups details[open] summary{margin-bottom:18px}.faq-groups details p{font-size:15px;margin-bottom:0}.faq-groups details a{display:inline-block;margin-top:16px}.contact-tip{border-bottom:1px solid var(--line);padding:24px 0}.contact-tip p{font-size:15px}.contact-layout aside>.help{margin-top:28px}.contact-panel{padding:36px}.contact-panel h2{font-size:28px}.contact-panel>p{font-size:14px}.contact-panel .field{margin:24px 0}.contact-panel input,.contact-panel select,.contact-panel textarea{width:100%}.contact-panel .help{margin:20px 0 0}.field-error,.errorlist{color:var(--red);font-size:13px;line-height:1.6}.errorlist{padding-left:20px}input[aria-invalid=true],textarea[aria-invalid=true]{border-color:var(--red)}
@media(max-width:950px){.site-header nav{gap:18px}.site-header .brand-caption{display:none}.public-cards{gap:14px}.public-cards article{padding:24px}.public-steps{grid-template-columns:repeat(2,minmax(0,1fr))}.public-help-banner{align-items:flex-start;flex-direction:column}.section-heading{align-items:flex-start;flex-direction:column;gap:20px}}
@media(max-width:650px){.site-header{gap:20px;justify-content:center}.site-header nav{width:100%;justify-content:center;gap:14px}.public-nav{font-size:12px}.site-header nav .button{font-size:12px;min-height:36px;padding:8px 12px}.public-hero{padding-top:36px;padding-bottom:36px}.public-hero .hero-lead{font-size:16px}.public-section{padding-top:44px;padding-bottom:44px}.public-assurances{grid-template-columns:1fr;gap:12px;padding-block:20px}.public-assurances b{padding:6px}.public-cards,.public-split,.faq-layout,.contact-layout{grid-template-columns:1fr}.public-cards article{padding:28px}.card-number{margin-bottom:22px}.public-steps{gap:24px 20px}.public-steps h3{font-size:17px}.public-steps p{font-size:13px}.public-checklist{padding:24px}.footer-grid{grid-template-columns:1fr 1fr;gap:24px}.footer-grid>div:first-child{grid-column:1/-1}.footer-bottom{flex-direction:column;gap:12px;line-height:1.6}.public-intro{padding-top:28px;padding-bottom:36px}.breadcrumb{margin-bottom:28px}.public-intro h1{letter-spacing:-1.4px}.public-intro>p{font-size:16px}.contact-panel{padding:24px}.faq-groups details{padding:20px}.public-actions{gap:16px}.public-actions .button{font-size:14px}.public-timeline li{padding-left:36px}}

/* Comfortable touch targets and direct access to the contact form on phones. */
@media(max-width:650px){.site-header nav{gap:6px 12px}.public-nav{display:inline-flex;align-items:center;min-height:44px;padding:6px 4px}.site-header nav .button{min-height:44px}.contact-layout .contact-panel{grid-row:1}.public-footer a:not(.brand){min-height:44px;display:flex!important;align-items:center;margin:0!important}.faq-groups summary{min-height:44px}}